Entrepreneurs
Asset Recovery
Parents & Students
Below is an overview of our high school entrepreneurship program for students in grades 9–12, including key benefits, program features, and foundational steps to get started.
This program offers a valuable opportunity for your child to learn how to launch and manage a business. Through recurring webinars, real-world experience, and hands-on guidance, participants develop practical skills and build a professional business portfolio.
Key Benefits
Building a business helps teens develop critical skills—such as financial literacy, creative problem-solving, and resilience—while turning their passions into real-world ventures.
Popular Business Ideas for Teens
Digital Freelancing
Graphic design, video editing, social media management, or academic tutoring.
Service-Based Ventures
Lawn care, pet sitting, window washing, or basic home maintenance with low startup costs and fast cash flow.
E-Commerce & Crafts
Custom apparel, artwork, or reworked thrift clothing sold via online marketplaces.
Program Features
Our program educates and guides students through essential financial and professional milestones, including:
- Opening a business bank account and setting up early retirement accounts.
- Understanding stock ownership and capital gains.
- Working with a board of advisors to outline post-secondary education and career pathways.
- Building long-term financial strategies, including recurring business revenue and asset acquisition.
Each student will develop a one-on-one relationship with local business professionals in Kennesaw, Woodstock, Johns Creek, Milton, Roswell, and Alpharetta.
Students gain a distinct competitive edge, graduating with a complete business portfolio and a network of professional advisors, bankers, and accountants.
Participants will also compete in a challenge evaluating their business models, sales performance, and brand visibility.
FROM IDEA TO ACTION
Key Factors
01
Identify a Problem
Find a daily frustration in your local community or school that needs a simple solution.
02
Talk to Users
Interview potential customers to confirm they would pay for the proposed product or service.
03
Build a Lean Plan
3.Draft a simple, one-page business model mapping out costs, pricing, and marketing strategies.
04
Balance Your Time
Dedicate fixed weekly hours to ensure business activities complement academic responsibilities.
Steps
Steps to Getting Started
Please complete the student intake form below (use the Cycle Billions model form with images in the membership area):
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H5 A Visa
Build Your Future in the United States
H5 A Visa
Work. Live. Build Your Future.
The H5-A visa allows certain agricultural workers and their families to live and work in the United States, with a path toward permanent residency.
EB-5 Immigrant Program
Invest. Create Jobs. Gain Residency.
The EB-5 program offers a path to U.S. permanent residency for foreign investors who create or preserve at least 10 full-time jobs in the U.S.
Your needs set the direction
I encourage you to hire our firm to help you navigate your options and ensure your family and business are fully prepared.
Below is an overview of how you can purchase a home using an Individual Taxpayer Identification Number (ITIN), along with specific options for your budget.
01
Identity Verification
The critical first step is identity verification. Instead of mailing original, valuable documents (such as a passport) directly to the IRS, you can use local in-person services or a Certifying Acceptance Agent to verify your identity on the spot.
02
Buying a Home with an ITIN
You can purchase a home in the U.S. using an ITIN through specialized programs offered by select credit unions, community banks, and non-QM (non-qualified mortgage) lenders.
Process Overview:
- Documentation: Valid ITIN letter/card, valid foreign passport or consular ID, 2 years of tax returns/W-2s/1099s (or 12–24 months of bank statements), and alternative credit references (utility bills, rental history).
- Down Payment & Funds: Typically 10% to 20% down (some specialized programs accept 5%). Funds must be seasoned in a U.S. bank account.
- Pre-Approval & House Hunting: Partner with an ITIN-experienced lender for pre-approval and a real estate agent familiar with non-traditional financing.
- Closing: Underwriters manually review alternative credit before finalizing paperwork through a local title or escrow company.
03
Purchasing Power with a $5,000 Down Payment
Because standard Metro Atlanta single-family homes average over $350,000, a $5,000 down payment limits your purchase budget:
Financing Options
- 5% Down ($5,000): Up to a $100,000 purchase price (requires specialized Non-QM programs).
- 10% Down ($5,000): Up to a $50,000 purchase price (typically restricted to mobile homes or rural properties).
Note on Closing Costs: Expect an additional $4,000 to $6,000 for closing costs (appraisal, title fees, insurance). Your agent can negotiate "seller concessions" to ask the seller to cover these fees.
04
Down Payment Assistance (DPA) & Local Options in Georgia
While state-backed programs like Georgia Dream require a Social Security Number, you can explore:
Down Payment Assistance
- Private Credit Unions: Institutions like Credit Union of Georgia partner with funds like FHLBank Atlanta, offering up to $17,500 in first-time homebuyer assistance.
- Local Brokers: Firms like Truss Financial Group, Luminate Home Loans, and Supreme Lending offer portfolio products with manual underwriting for ITIN buyers.
- Gifts or Co-Signers: Financial gifts from relatives or a qualified co-signer can help meet down payment requirements.
05
Realistic Property Types in Metro Atlanta (<$100,000)
- Condominiums & Townhomes: Older 1- or 2-bedroom units in areas like South Fulton, Clayton County (Jonesboro, Riverdale), or DeKalb County (Lithonia, Stone Mountain). Note: The lender must verify that the HOA meets financing guidelines.
- Manufactured/Mobile Homes: Properties on owned land in outer metro counties like Cherokee, Paulding, Forsyth, or Gwinnett.
Should the $5,000 cover both the down payment and closing costs, or do you have separate savings for fees?
02
Next Steps & How We Can Help
Our firm has inventory suited for first-time home buyers and can help connect you with the right property and loan options. To help us narrow down the best path forward, please let us know:
01
What specific area or city in Georgia are you considering?
02
Should the $5,000 cover both the down payment and closing costs, or do you have separate savings for fees?
03
Do you prefer a condo/townhome closer to the city, or a manufactured home on land further out?
04
Would you like assistance applying for or renewing an ITIN?
