Estate Planning is Now Essential

Individuals are taught what to think and not how to think. Is this surprising not at all surprising. Americans go to work for many different reasons and one is to provide for their family. I urge individuals to understand more or work with someone who knows the legal process that follows a loved one’s death. Probate has Americans misinformed about the facts of life and death. A recent survey shows a report that more than 75% of Americans are not prepared.

• More than half of Americans have no idea what probate costs.
• Less than half of us understand that inheritance is not automatic.
• Only 3% of respondents know how long it takes to settle an estate.

Probates can vary depending on the state you reside. The average time can take 20 months, Wills & Trust and family matters. 

“Some seem to think it only takes less than a month. We have interviewed over 500 of our clients personally, who guaranteed our thoughts,” 

Probate estimated costs 3% to 7% of the estate’s value. 

As a certified life planning coach for Atlanta, Costa Mesa, Laguna Beach California, Naples and Destin FL.

I go to my clients and on some occasions they spend hours at our offices preparing and structuring what will be essential at the age of retirement or sudden death. 

Overall, this is not a conversation most want to have or be concerned with but we have conceded that they don’t fully understand probate or retirement and management of debt . 50% of our clients said they know it will be difficult considering the retirement age change, friends who had to come out of retirement do to the cost of living

“They’ve heard horror stories,” and now looking for solutions, and we are here to help guide and get qualified licensed individuals within their community. We also offer Iron-Clad Storage. Our lock boxes store important information so loved ones don't have to go hunting the items down. I can speak from personal experience, It can be a nightmare, meeting with funeral home directors, family and giving your loved ones peace of mind.

Retirement experts recommend a. This may vary but there are more teeth or meat on the bone with our Iron-Clad Trust for your small, medium and large estate plan, which protects your assets, bank accounts and how it is directed after death, but we can also manage affairs while you are living and emergencies before they happen.

Do you need an estate plan with an attorney? If not a reputable firm who can meet your budget and understand your needs? Estate planning is a process and maybe complicated, and you don’t want to make mistakes.

The National Council on Aging. The nonprofit offers an online guide.

Our firm can consult with you annually for updates and changes because they do occur often.

Bank accounts, investment accounts and life insurance policies it is important to name individuals loved ones who will get the money upon your death and manage your estate

Beneficiary designations to function and properly hold trust that is legally binding and dictate what happens to a large portion of your assets.

Identifying beneficiaries and directing assets now can greatly simplify and ease the probate process later, or avoid probate.

Where's My Inheritance? It is there for you. In-fact learn how to become a living beneficiary with Iron-Clad Trust services.

Utility bills, Burial Plot, Insurance, bank accounts, Trust documents, passwords and pins, it will be too late once you have passed on to unravel and locate needed items for your loved ones and family.